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COMBINING PENSION POTS

Why you should transfer your pension pots to NatWest Cushon 

Combining your pensions can make your financial life a lot easier. And when I help you do it, you get all the benefits of a NatWest Cushon pension. 

Consolidate your pension savings

Confidence in your financial future

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Most people find pensions a bit of a handful. With my help, you can track down all your old pensions and transfer them into a single pot, looked after by NatWest Cushon. It’s quick to start, easy to understand, and could make a huge difference to your future – especially if you choose to transfer with us. How does it help? Let’s take a closer look!
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The figures shown are for illustrative purposes only

Your savings combined as a single pot

Combining your pension pots (or ‘pension consolidation’ to give the technical term) is a way to keep your savings simple, tidy and manageable.  

  • Brings a sense of clarity to your finances

When you have multiple pension pots, it can be hard to get a sense of what you have now and what it could add up to later.  

  • Becomes easier to plan ahead

A single pot makes it easy to monitor your progress towards your savings goals and adjust your contributions if you need to. 

  • Gives you manageable retirement options.

There’s less to juggle when you’re ready to access your savings, and a bigger combined pot may also get you a better deal when you choose how to take your retirement income.

The NatWest Cushon difference: better for pocket and planet!

There are even more benefits when I help you, as I combine your savings in a NatWest Cushon pension pot:

  • All your pension savings become climate-friendly

NatWest Cushon prioritises financial returns in a climate-conscious way, so your investments benefit your future and the planet’s future.

  • Everything you need is in your app

Your Cushon app gives you full control from anywhere at any time. Track and manage, set targets and beneficiaries, get help with planning tools.

  • Save for the short-term too

You can open an ISA, LISA or GIA to manage in your app, helping you save for all your financial priorities, not just the distant future. 

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Why combining pensions might be a good thing for you? 

Unless you’re deliberately managing different pension pots for specific purposes, you’ll probably find it easier to keep on top of your savings and goals with a single pot. 

If you’re unsure, talk to a professional. Independent financial advisers can help you do the maths and work out what’s best for you based on your individual circumstances.  

Then, when you’re ready, I will be eagerly waiting to give you a hand. Bring on the peace of mind! 

The value of investments can fall as well as rise, and you may get back less than the full amount you invest.


The information on this page is not personal advice.


Transferring your pensions into one plan may not be right for you. You can get more information from MoneyHelper and if you're unsure you should speak to a financial adviser.