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COMBINING PENSION POTS

Introducing Iris, your personal pension buddy

Consolidate your pension savings

Confidence in your financial future

Hey! I’m Iris...
I’m here to track down old pensions for you and move them into your climate-conscious pot with NatWest Cushon. I'm a chatty pension assistant who lives online. My job is to make your life easier, helping you tidy up your pension savings and feel more confident about your financial future. I might even find savings you didn’t know you had, locked away in workplace pensions from previous jobs.
Meet Iris waving
Iris with a pot value number

The figures shown are for illustrative purposes only

Your personal pension buddy

I'm smart, I'm sweet, I'm there on your screen. Introducing your new best friend in pensions… Iris! 

The best part?

I'm totally down to earth! I talk like a normal person (no jargon or technical terms) and work at your pace. You don’t need to know much about pensions or even where your details are.

All you need to do is chat with me online.

How I can help you

In the time it takes to have a cuppa, you can set the wheels in motion. I get to work, tracking down your various pension pots. Then I put all those savings together into a single, a NatWest Cushon pension that’s invested to benefit both your savings and the climate. 


The technical term for this is pension consolidation, where you combine pension savings into one pot to make it easier to understand, track and manage. With NatWest Cushon, you even get an app to help you track and plan ahead. Maximum visibility and control! 


Not to boast, but I'm such a whizz that I can do all this without you needing to find any pension policy numbers. All you need to know is your work history or the name of your previous pension. I’ll figure out what pension they offered when you were there, track down your account and bring you those details – then transfer the funds into one pension with your approval. Easy peasy! 


All I needs from you is: 

The names of your old workplaces and periods you worked there 

OR

the name of your previous pension company 


...and you’re done! 

Pensions can be daunting and really confusing, so it’s common for people to leave them where they are and ignore them. But that means you have no idea if you’re saving enough to afford the life you want when you’re older.   


If you feel anxious about your pension, you’re definitely not alone. Sometimes it takes a friendly face and a simple chat to make the first step, and that is exactly why I’m here. I keep it simple and friendly and won’t overwhelm you.

Batman has Alfred. Your pension has Iris. 

Whether you chase baddies or deadlines, life is full of drama and it helps to have a sidekick. Someone who can get things ready in the background while you do more important stuff. Someone resourceful and organised, with your best interests at heart – or in my case, in my coding. 

As your personal pension buddy, I take your orders and work in the background.

    • 2EBEFB79-08C1-42EA-BCBD-660C5D4633B2@2x

      Step 1

      You start the chat online

      I give you a warm welcome!

    • 2EBEFB79-08C1-42EA-BCBD-660C5D4633B2@2x

      Step 2

      You share some personal details

      I securely confirm your identity

    • 2EBEFB79-08C1-42EA-BCBD-660C5D4633B2@2x

      Step 3

      You share your work history

      I head off to investigate

    • 2EBEFB79-08C1-42EA-BCBD-660C5D4633B2@2x

      Step 4

      You get updates as I work

      I may ask you for more details

    • 2EBEFB79-08C1-42EA-BCBD-660C5D4633B2@2x

      Step 5

      You get a notification when I find a pension

      I'll check if you would like to transfer the contents

    • 2EBEFB79-08C1-42EA-BCBD-660C5D4633B2@2x

      Step 6

      You give your final approval to transfer

      I transfer all the savings in your NatWest Cushon pot

    The value of investments can fall as well as rise, and you may get back less than the full amount you invest.


    The information on this page is not personal advice.


    Transferring your pensions into one plan may not be right for you. You can get more information from MoneyHelper and if you're unsure you should speak to a financial adviser.