Introducing Iris' Monthly Draw

Iris' Monthly Draw Terms and Conditions

By entering the prize draw you are agreeing to these prize draw terms and conditions. 

The prize draw is being run by Cushon Group Limited (Cushon). 

The prize draw is not open to employees, friends and family of Cushon or affiliated companies or organisations.  

Eligibility  

The prize draw is open to all Cushon Customers who are defined as anyone over 18 years of age who have a registered account with Cushon and have a Cushon product with a balance of at least £10 and:  

• have logged into the Cushon app between the 1st and the last day of the month,  

• or where customers are unable or cannot access the Cushon app, have emailed us  between the 1st and the last day of the month confirming their name and Cushon product.  

A maximum of one entry per individual per calendar month is permitted.  

The prize draw is free to enter.  

How to enter  

Have a balance of at least £10 in any Cushon product. Log in to the Cushon app between the 1st and last day of each month or email us. Emails and any other communications sent to any other Cushon email address or via any other platform will not be valid.  

Entries after the time and date stated will not be included in the draw.  

The prize draw is run monthly and includes details and emails from customers received during that particular month. Log-ins or emails received in previous months will not be included.  

Cushon will not accept responsibility if contact details provided are incomplete or inaccurate. 

Prize terms  

The prize will be a one-off cash prize of £5,000 paid into a Cushon savings account by default. Alternatively, it can be transferred directly to your personal bank account of choice.  

The winner will be drawn at random. 

We’ll let you know by email if you win the monthly prize draw. To claim the prize, we'll need to hear from you using one of the options below and receive written confirmation that you have read and understood the Prize terms, publicity preferences and responsibilities. 

• Email us  

• Reply to the winner confirmation email 

• Visit our website where you can contact a member of the team and verify your contact details 

We will attempt to contact you twice. If we do not hear from you within 14 days of our second attempt, we reserve the right to randomly select a new winner. 

The prize is non-exchangeable, non-transferable and no alternatives will be offered.  

We reserve the right to substitute prizes with another prize of equal or higher value if circumstances beyond our control make it necessary to do so.  

We reserve the right to end this prize draw promotion at the end of any given calendar month, without prior notice. All entries in the month leading to the end point will still be qualified for a prize draw.  

The decision of Cushon regarding any aspect of the prize draw is final and binding and no correspondence will be entered into about it.  

By accepting the prize, you agree that any personal information provided may be published by Cushon unless the winner objects in full or requests that reduced information e.g. surname and county only are published. 

By accepting the prize, you confirm your understanding of your responsibility to settle any tax that may arise on receipt of this prize draw and any potential impacts on your eligibility for benefits:  

• You understand and accept that it is your responsibility to tell HMRC if you need to pay any tax following receipt of the Prize Draw monies.  

• You understand and accept any changes to your tax position that may arise as a result of accepting the Prize Draw monies.  

• You understand and accept any changes to your eligibility for any state benefits or credits that may arise as a result of accepting the Prize Draw monies.  

• You agree that having read and understood the above, you will not hold Cushon responsible for any changes to your financial circumstances or entitlement to any existing or future state benefits or credits that you would otherwise have been entitled to.