What is a General Investment Account (GIA)?
A General Investment Account (GIA) is a savings account where you hold investments, but unlike an ISA, it isn't tax-free.
Capital at risk. The value of investments can fall as well as rise, and you may get less than the full amount you invest. You may be liable to pay tax on dividends you receive and when you sell your investments.
How does it work?
Invest in a range of funds using our ready made portfolios or choosing your own funds from our comparison tables of over 1,000 funds from 90 providers. Our CushonMe monitoring service will keep a eye on your investments.
There's no limit to how much you can save into a General Investment Account.
A General Investment Account is a great way to invest if you’ve already reached your ISA allowance for the year. You can easily access and withdraw your money at any time.
When you invest in a GIA you may have to pay tax on any income or capital gains you earn from your investments. Alternatively, you can invest up to £20,000 each tax year into an Investment ISA, where your gains are tax-free. If you don’t already have an Investment ISA you might want to consider this before you invest in a GIA.
The value of investments can fall as well as rise, and you may get less than the full amount you invest. You may be liable to pay tax on dividends you receive and when you sell your investments.
Although we aim to make everything about saving and investing easy, there might be times when you need a bit more information or have a question about your account. Whatever you need, we’re here to support you.
Frequently asked questions
If you’ve got a general question, you might be able to find it easier and quicker by having a look at our frequently asked questions. We are constantly adding to this resource so it’s a great place to start.
In app
If you’ve downloaded our app, you can easily access our frequently asked questions or get hold of the team by sending an in-app message with or without attachments.
Email
If you prefer, you can email us at help@cushon.co.uk. and one of the team will get back to you.
Telephone
If you prefer to speak to someone, give us a call on 020 3926 0333 and one of the team will be ready to help you. Our operating hours are 9am to 5pm.
Capital at risk.