Case studies

Cloudfm puts employees in control of their financial future

How Cushon helped Cloudfm to deliver a modern pension experience for their people, increasing engagement and giving employees greater visibility of their retirement savings.

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Words by: Cushon

Published on 3rd August 2026

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3 min read

Results at a glance

Cloudfm’s new pension experience is already driving strong engagement:

  • 67% of employees have downloaded the app

  • 44% of app users actively engage with the app each month

  • 53% of members have transferred previous pension pots

The challenge: Designing an employee wellbeing programme fit for an innovator

Cloudfm is a technology company specialising in facilities management – a sector that, to this day, remains all too reliant on outdated processes. As such, Cloudfm is always looking for new ways to modernise and meaningfully enhance their clients’ workflows.

With plans to expand its financial wellbeing initiatives for its own employees, including launching a company-wide salary sacrifice scheme, Cloudfm’s management team felt they’d also benefit from switching pension providers.

Because of Cloudfm’s pedigree as an innovative, entrepreneurial technology firm, their previous pension provider fell far short of expectations.

The thinking was that, if our pension provider were more accessible, more user-friendly, and offered better visibility, employee engagement would follow.

Kate Chamberlain, Group Finance Director

The solution: Building a pension switchover into an engagement opportunity

Cloudfm picked Cushon as its new provider because their digital-first approach and financial education resources offered a great upgrade to their current scheme. The team was also drawn to Cushon’s strong sustainability ethos, which closely aligns with Cloudfm's own values and commitment to sustainability. In particular, Cloudfm was drawn to Cushon’s:

  • Financial wellbeing support

  • Launch engagement and education

  • Easy action taking in their pockets

Illustration

Financial wellbeing

Employee support

Cloudfm employees were supported through Cushon’s Better with Money programme, with experts delivering webinars on a range of money topics throughout the year.

illustration of a rocket

Launch engagement

Custom material

Alongside other helpful onboarding materials, Cushon created a custom desktop screensaver counting down to launch, helping build awareness of the new scheme. Employees also had the opportunity to ask questions about their retirement savings and general financial wellbeing.

Mobile App Illustration

Pension engagement

The Cushon app

An intuitive app that makes it easy for Cloudfm employees to view, manage and combine their pensions, with regular communications helping them stay engaged with their retirement savings.

Cushon's impact: Positive feedback, better engagement, and a clearer view of the future

Switching to Cushon has not only helped employees take greater control of their financial future, with 67% downloading the app already, but has also given Cloudfm more opportunities to engage employees in conversations about their financial wellbeing. Cloudfm has started sharing Cushon’s monthly Better with Money financial wellbeing calendar with employees, along with scheduling quarterly governance calls to review the scheme’s performance.

Cushon’s pension tracing assistant, Iris, has been an amazing tool. I was able to find and consolidate all of my previous pensions, and our CEO was also able to quickly find and consolidate his historic pensions using Iris.

The nudges the Employer Portal gives us when we upload payroll files have also been immensely helpful, because they allow us to have conversations with employees about their retirement options which we otherwise wouldn’t have picked up on.

We couldn’t be happier with the switch. Given how little time has passed, we’d say it was a huge success.

Kate Chamberlain, Group Finance Director

About Cushon

Cushon is a UK-based workplace pensions and savings provider, part of the WTW group and dedicated to helping people build a better financial future through smart, engaging technology.

Operating as part of WTW, Cushon delivers intuitive, digital-first pension and savings solutions through the workplace, integrating seamlessly with payroll and benefits platforms. By offering a straightforward way to save into pensions, ISAs and other products directly from pay, Cushon helps employers enhance the financial wellbeing of their workforce.

  • 20k Employers using the Cushon platform

  • £4.2bn Assets under management

  • 755k Members saving with Cushon

  • 4.6 Trustpilot Score

Accurate as at March 2026

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The value of investments can go down as well as up which means you may get back less than you put in. We do not provide financial advice.
Cushon Group Limited is registered in England and Wales company number 10967805. Registered office: 51 Lime Street, London, EC3M 7DQ, England.
Cushon Money Limited is authorised and regulated by the Financial Conduct Authority with FRN 929465 and is registered in England and Wales with company number 11112120. Cushon Master Trust is regulated by The Pensions Regulator with PSR number 12008536. Cushon MT Limited is the sponsoring company of Cushon Master Trust and is registered in England and Wales with company number 12366412.
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