Can I just hold my money in cash?

Yes, you're able to hold all or some of your money in your {{ourName}} ISA, Lifetime ISA, Junior ISA or GIA in cash.

It's important to remember that although you can hold cash in your {{ourName}} ISA, it is a stocks and shares ISA.

Cash can be a good idea for short term saving goals as it's very liquid (easy to access) however, over the long term the value of cash can be eroded by inflation so might not be good for the medium to long term.

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Cushon

Cushon Group Limited is registered in England and Wales with company number 10967805. Registered office: Stephenson House, 2 Cherry Orchard Road, Croydon, England, CR0 6BA. Cushon Money Limited is authorised and regulated by the Financial Conduct Authority with FRN 929465 and is registered in England and Wales with company number 11112120. Cushon Master Trust is regulated by The Pensions Regulator with PSR number 12008536. Cushon Group Limited is the sponsoring company of Cushon Master Trust and is registered in England and Wales with company number 10967805. We provide high quality impartial information but not advice, so it is important that you understand the risks of investing. The value of investments can go down as well as up which means you may get back less than you put in.